Why the Scapia Federal Bank Credit Card is a Must-Have for Travelers
Traveling is more than just a hobby—it’s a lifestyle. Whether you’re jetting off for business or exploring new destinations for pleasure, the Scapia Federal Bank Credit Card ensures every trip is packed with value. Issued in partnership with Federal Bank, this co-branded travel credit card is tailored for those who crave seamless, rewarding travel experiences. Here’s why it’s the perfect addition to your wallet.
Unbeatable Travel Rewards with Scapia Coins
The Scapia Credit Card turns every swipe into a step toward your next adventure. Here’s how the rewards stack up:
- 20% Scapia Coins on all travel bookings (flights, hotels, buses, and more) made through the Scapia app, translating to a 4% value-back on your spends.
- 10% Scapia Coins on all other online and offline purchases, offering a 2% value-back on everyday spending.
- No cap on earnings: Unlike many cards, Scapia lets you earn unlimited coins, perfect for high spenders who want to maximize rewards.
With 5 Scapia Coins = ₹1, you can instantly redeem your coins for travel bookings on the Scapia app, covering flights, hotels, train tickets, and even visa applications for over 40 countries. It’s a straightforward, flexible rewards system that makes travel planning a breeze.
Zero Forex Markup for International Adventures
International travel just got more affordable with zero forex markup fees on all foreign transactions. Whether you’re shopping in Paris or booking a hotel in Tokyo, you won’t lose money to currency conversion fees—a feature typically reserved for premium cards. While Scapia Coins aren’t earned on international spends, the savings on forex fees make this card a standout for globetrotters.
Unlimited Domestic Lounge Access
Who doesn’t love a little luxury before a flight? With the Scapia Credit Card, you get unlimited domestic airport lounge access across India by spending just ₹5,000 per month. Relax in comfort at over 25 airports, from Mumbai to Hyderabad, with no cap on visits. It’s the perfect way to unwind before takeoff.
Exclusive Airport Privileges
Scapia’s Airport Privileges Programme takes travel perks to the next level. Spend ₹10,000 monthly to unlock one of these fantastic benefits during your domestic travels:
- Dine at the Airport: Enjoy a meal or coffee at select airport outlets in major metros (Mumbai, Delhi, Bangalore, Chennai, Kolkata, Hyderabad) and get up to ₹1,000 reimbursed in Scapia Coins.
- Shop at the Airport: From headphones to souvenirs, shop at airport outlets and receive up to ₹1,000 (or ₹500 at smaller airports) back in coins.
- Spa Access: Indulge in a relaxing spa session at select airports, like Mumbai, for a pre-flight treat.
- Lounge Access via QR Code: Prefer the classic lounge experience? Generate a QR code on the Scapia app for seamless entry.
These privileges make every airport visit feel like a mini-vacation.
No-Cost EMIs for Travel Bookings
Planning a big trip? Scapia offers 3-month no-cost EMIs on travel bookings made through the app, letting you spread out payments without extra charges. It’s a budget-friendly way to book flights or hotels without dipping into your savings.
Lifetime Free with No Hidden Fees
Unlike many travel cards that come with hefty annual fees, the Scapia Credit Card is lifetime free—no joining fees, no annual fees, no catch. This makes it an accessible choice for both frequent flyers and occasional travelers looking to save on costs.
Seamless App Experience
The Scapia app is where the magic happens. With a user-friendly interface and advanced security protocols, it’s designed to make your financial life easier:
- Instant Card Approval: Apply online, complete the digital onboarding process, and get your virtual card activated in minutes. The physical card arrives in 2-5 days.
- Real-Time Tracking: Monitor your spends and rewards in real time.
- Instant Redemption: Redeem Scapia Coins directly on the app for travel bookings with no upper limit.
- 24/7 Customer Support: Reach out via email at care@scapia.cards or through the app for prompt assistance.
- Secure Payments: Pay your credit card bill via UPI, debit card, or net banking directly on the app.
The app also supports visa applications, train and bus bookings within India, and a host of other travel-related services, making it a one-stop shop for all your travel needs.
Why I Love Using Scapia
As a Scapia user, I can’t get enough of the card’s travel-focused perks. The unlimited lounge access is a lifesaver during layovers, and the airport privileges—like free coffee or shopping credits—make every trip feel special. The zero forex markup saved me a ton on my last international trip, and the app’s intuitive design makes managing my card a breeze. It’s a card that truly understands travelers.
How to Get Started
Ready to join the Scapia tribe? Applying is simple:
- Click my referral link: https://app.scapia.cards/OTN6/nlhgmc.
- Download the Scapia app from the App Store or Google Play.
- Complete the digital onboarding process with your ID, income proof, and PAN card.
- Get approved in minutes and start earning 1000 Scapia Coins as a welcome bonus through my referral link.
Eligibility: You’ll need a minimum annual income of ₹5 lakhs, a good credit score (typically 750+), and must not hold another Federal Bank co-branded card. Applicants should be aged 21-65.
A Few Things to Note
- Limited Features: Some users have requested features like auto-debit or UPI integration, which aren’t available yet. Scapia is actively improving based on feedback, so these may come in the future.
- Credit Limits: Limits vary (some as low as ₹50,000), but reapplying after 90 days may yield a higher limit if your credit profile improves.
- Pricing Concerns: A few users note that flight prices on the Scapia app can be 10-15% higher than other platforms. Always compare before booking.
Why You Should Download Scapia Now
The Scapia Federal Bank Credit Card is a no-brainer for travelers who want rewards without the hefty fees. With zero forex markup, unlimited lounge access, and exclusive airport privileges, it’s built to make your journeys more enjoyable. Plus, the 1000 Scapia Coins you’ll get with my referral link give you a head start on your next trip.
Don’t wait—download the Scapia app and apply today using my link: https://app.scapia.cards/OTN6/nlhgmc. Got questions? Feel free to reach out to me or contact Scapia’s support at care@scapia.cards. Let’s make your travels unforgettable!
Join the Scapia tribe and start exploring the world with rewards that take you further.